Your source for personalized service.
At PERMA, our underwriting process begins with each member getting individually evaluated according to their own exposures, their focus on safety and their own loss experience. We partner together to verify exposures both through on-site inspections and year-end payroll audits to provide you with the best coverage. This thorough process allows each member to pay their fair and equitable share. PERMA members face lower administrative costs by being part of our group self-insurance plan and unpredictable member losses are typically paid by both excess insurance and/or PERMA surplus funds.
Our Underwriter s’ tenure at PERMA allows relationships to develop promoting our individualized and personalized service throughout the renewal and new member processes.
If you ever have any concerns and/or questions regarding your renewal pricing or options, our Underwriters, along with your designated Broker are ready to help!
We focus on being a comprehensive partner to our members – above and beyond providing just strategic Workers’ Compensation coverage for over 40 years. Whatever the administrative challenges faced or resources needed, our dedicated team is committed to assisting our members. Current members can learn more about all our vendor partner offerings and discounted services by visiting our value add programs section.
- Our 97% retention rate exemplifies our dedication to member satisfaction.
- We provide direct member contact by processing requests for information, meeting yearly or as requested, coordinate renewal indications, and assistance daily.
“PERMA offers assistance with employer handbook reviews. Our Town took advantage of this discount to update some policies to assist with compliance updates. The process was successful and created the foundation for future generations at the Town.”
– Damian Ulatowski, Town Supervisor
PERMA is proud to partner with:
New York State School Boards Association
New York State Association of Counties
New York State Association of Chiefs of Police
New York State Association of Fire Chiefs
NYS – LTAP Cornell Local Roads Program