Serving NYS for Over 40 Years
PERMA provides a comprehensive approach to workplace safety and claim prevention by offering a full range of programs and services as part of membership.
Our association partners with public entities throughout New York State to deliver workplace safety and risk management solutions, as well as provide, strategic Workers’ Compensation coverage. PERMA has no profit margin, and no stockholders as we are a non-profit association created and governed by local officials.
Over 600 public entities
PERMA’s remarkable average member retention rate of 97% is evidence of our commitment to personal service and diligent attention to members’ needs, assigning a dedicated team to each member. We share the same goal: containing costs for public entities and taxpayers by reducing avoidable risks and expenses associated with workplace safety and Workers’ Comp.
Our Board of Directors is composed of municipal representatives elected by the PERMA membership and appointed state association representatives, who understand the constraints and risks involved with operating a public entity in today’s challenging environment.
PERMA, Public Employer Risk Management Association, Inc. is a member-owned, not-for-profit association of public entities providing risk management services and workers’ compensation coverage through a group self-insurance program. PERMA was founded in 1982 to provide local units of government with a cost-effective alternative to traditional workers’ compensation programs and to improve the quality of services provided to injured employees.
Our staff of approximately 80 professionals provides in-house claims management services, including nurse case management, risk management, coverage underwriting, and member services.
PERMA serves over 600 municipalities and public entities across New York State. The membership contributes more than $50 million annually and PERMA has an asset base of over $300 million. Our commitment to financial transparency and ethics is apparent as we have been recognized with the Certificate of Excellence in Financial Reporting every year since 2001 from the Government Finance Officers Association (GFOA).
More Than Workers’ Comp
- Industry Specialists
- Facilities Risk Assessment
- Compliance Assistance
- Ergonomic Reviews
- Training Programs
- Self-Directed Learning Resources
- Guidance on HR Employee Handbooks
- Attorney Referral Program
- Catastrophic Event Counseling
Our programs make returning to work a team effort by the injured employee, medical provider, employer and PERMA.
Education & Events
- Regional Trainings
- DVD Resources
- Certification Courses
Offering annual check-in meetings provide you with a voice in the PERMA program. These representatives work to advocate for your needs and are dedicated to personalized service.
Board of Directors
PERMA’s site assessment and consultation helped the Village of Wappingers Falls improve their business operations. The municipality formed a Safety Committee, created a safety manual, inspected each of their public buildings, and corrected 100% of safety hazards identified, earning PERMA’s Risk Management Award in 2021.
“Wappingers Falls’ Safety Committee did more than fix problems. They changed how the village leadership appoached their commitment to the safety and well-being of their employees and residents.”
– John Karge, Village Clerk